small business health insurance

Your introduction to small business health insurance in China

Did you know? Small and medium enterprises (SMEs) make up about 97% of all businesses in China. Although SMEs play such a vital role in driving China’s economic growth, many of these enterprises do experience problems when it comes to financing. Concerns about the bottom line can make it more difficult for smaller businesses to …

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Insurance inflation in China: What’s driving your premium prices?

The Chinese insurance market continues to be a dynamic one. Driven by a number of factors, from middle class demand through to insurance providers moving onshore, the rate of insurance inflation in China has seen a significant drop in 2017. The annual International Private Medical Insurance Inflation – 2018 report by our parent company, Pacific …

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self-employed insurance article

What are my self-employed insurance options in China?

Self-employment is definitely not without its perks. As your own boss you blaze your own trail, instead of following a pre-set career path. Another major advantage of taking the plunge into self-employment is that you can work whenever you want – and say goodbye to the 9-to-5 workday. There are, of course, several downsides to …

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An IPSEF sourced image of Shanghai for their Asia 2018 conference

Pacific Prime presents to IPSEF Asia conference in Shanghai

The International and Private Schools Education Forum (IPSEF) is a series of high level global conferences that seeks to connect keynote presentations, discussions, and networking with leading school, investment, government, and education supplier figures. This month, Pacific Prime China sent its very own Head of Property & Casualty, Sylver Zhong, to speak to those in …

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Insurance inflation in China: What’s driving your premium prices?

The Chinese insurance market continues to be a dynamic one. Driven by a number of factors, from middle class demand through to insurance providers moving onshore, the rate of insurance inflation in China has seen a significant drop in 2017. The annual International Private Medical Insurance Inflation – 2018 report by our parent company, Pacific …

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Guarantee of Payment article

Inpatient treatment, Guarantee of Payment, and your health insurance policy

While a medical insurance card does usually allow you to receive covered treatments without having to worry about the amount of cash you have with you, that’s not always the case. Along with a medical card, a Guarantee of Payment (GOP) is often times needed for inpatient treatments. A GOP, otherwise known as a guarantee …

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organ donation in china

Organ donation in China on the rise: does insurance cover such treatments?

The act of donating an organ to save the life of another cannot be understated. When the country banned the harvesting of organs from executed prisoners in 2015, concerns were raised about the future of patients waiting for an often life saving transplant. Luckily for those people, recent statistics have shown that voluntary organ donation …

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maternity costs 2018

Shanghai and Beijing Maternity Costs 2018

Families need to keep focused on the bottom line these days. While in China the middle class has been expanding for some time, there is still a trend in the developed world that has seen wages in some places stagnate. As well, worries about bubble economies and the potential for inflation are always floating around …

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a happy chinese baby with a cute beanie on smiles atop a sheepskin rug, representing our discussion regarding chinese babies and eczema in china

Eczema in China: study finds breastfeeding reduces risk in children

Red skin, itchy and inflamed. Eczema can be a frustrating skin condition to live with for anyone, let alone young children. When it comes to eczema in China, rates of diagnosis of atopic dermatitis (AD) has been growing. The prevalence of cases in children aged 6 to 20 years was only 0.7% in 2000, however …

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chinese mother in pink against a blue wall, smiling as she thinks of how she has prepared her maternity leave and maternity insurance

Preparing for pregnancy: maternity leave and insurance in China

Are you thinking about starting a family in China? Making the decision to start planning for a child is huge news! It’s an exciting time and one that can be filled with hopes, dreams, and wondering; what do I need to do to ensure the best for our pregnancy? Besides names and and deciding what …

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tcm coverage

Limitations of TCM coverage in employee benefits

Whether you are an employer or an employee in China, you likely will have at least a passing familiarity with Traditional Chinese Medicine (TCM). Even if you are an expat in China, it really should come as no surprise that having access to TCM is important to Chinese people. Depending on where you are, and …

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cyber security seminar

Announcing the Pacific Prime China Cyber Security Seminar!

Pacific Prime China is proud to announce a seminar we will be holding on Wednesday, January 31st 2018. This will be an excellent event for any individual, business, or other organization that is concerned with securing their electronic data and systems both online and off. In particular, the event will contain information specific to the …

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wearable tech and insurance companies

How insurance companies in China can leverage wearable tech

It’s not just smartphones that are proliferating the world over. Wearable tech, types of devices worn by consumers to track health and fitness information, are also experiencing a mass increase in user adoption. In fact, more than half (52 percent) of Chinese consumers own a smart wristband, and 42 percent own a smartwatch. As more …

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traditional chinese medicine

What is Traditional Chinese Medicine, and will insurance cover it?

There are a lot of things a person has to get used to when they move to China for the first time. China has unique culture, history, society, government, economy, business world, food and much more. And – odds are – if you are moving to China for the first time, learning the ins and …

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emergency hospitals

Emergency hospitals for expats in Beijing and Shanghai

Happy New Year, and welcome to 2018! We hope you had a happy and healthy holiday season, and also that you continue to do so as we head into Chinese New Year and the Year of the Dog. Of course, hopes are nice, but the reality is that medical emergencies simply don’t care what time …

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a baby sits on a sheepskin rug smiling at the camera, representing IVF myths that need to be dispelled for some parents

IVF myths: What’s the real story behind In Vitro Fertilization?

When it comes to Assisted Reproductive Technology (ART), there are plenty of myths and misinformation out there. Some say that these medical interventions increase your chances of multiple births, while others say your baby will be at an increased risk of birth defects. If you’ve been struggling to conceive in China, it can be reassuring …

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small business health insurance

Your introduction to small business health insurance in China

Did you know? Small and medium enterprises (SMEs) make up about 97% of all businesses in China. Although SMEs play such a vital role in driving China’s economic growth, many of these enterprises do experience problems when it comes to financing. Concerns about the bottom line can make it more difficult for smaller businesses to …

Read more
company benefits

Company Benefits: Why using an insurance broker is the superior choice

It’s that time again. The time for businesses to start planning ahead and ensuring that their company benefits in 2018 are addressed and ready to go. This is because many insurance companies raise their rates at the beginning of a new year. Due to this, companies the world over need to revisit their company benefits …

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Employee health benefits article

Here’s why your business should offer employee health benefits

Gone are the days when an employee happily collected their pay and expected little more. In today’s candidate-driven market, employee health benefits are often hailed the crown jewels of a compensation package. Yes, staying compliant is imperative for every business, but going above and beyond the rest is what makes your company stand out from …

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new hospital

New hospital catering to expats opening in Shanghai

Expats in Shanghai love the city for everything that it provides them. Sure, it’s the spot where they ply their trade and forge their livelihood, but it’s also so much more than that. Being such a major city, there are all sorts of delights to keep any member of the work hard, play hard crowd …

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an illustration of a person standing on an upward arrow looking out over a connected globe indicating the search to understand international private medical insurance inflation in China and the world

See China’s international private medical insurance inflation in new report

Pacific Prime China is proud to announce that its global parent company has released the newest version of its annual inflation whitepaper, the International Private Medical Insurance Inflation – 2018 report. This industry-valued resource outlines the rate of premium inflation for international insurance products across ten locations where such products are common. China features again …

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chinese new year 2018

Happy Lunar New Year from Pacific Prime!

The Year of the Rooster was a big one for us at Pacific Prime. In case you didn’t know, 2017 was specifically the Year of the Fire Rooster. The fire element signifies dynamism, strength and persistence, while the rooster brings with it a sense of bravery, competitiveness, and prosperity. Hopefully these are all words that …

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